Workers’ compensation in Mississippi is supposed to help injured workers. But the system can be unforgiving if you make avoidable mistakes. These are the top errors we see from injured clients and how to keep them from wrecking your claim.
Mistake 1: Not Reporting the Injury Immediately
Waiting too long gives the employer or insurer an excuse to say it didn’t happen at work. Always report the injury in writing immediately. The sooner, the better.
Mistake 2: Not Seeking Medical Treatment Right Away
If you wait too long to get treated, it can look like your injury wasn’t serious. Go to the doctor as soon as possible, even if it seems minor.
Mistake 3: Not Following Doctor’s Orders
If you skip appointments, ignore restrictions, or go back to work too soon, the insurance company may stop paying benefits. Follow the plan. If you disagree with it, ask about getting a second opinion.
Mistake 4: Talking Too Freely with the Insurance Adjuster or Nurse Case Manager
The adjuster is not always on your side. Be careful what you say. They may use your words to deny or limit your claim. Don’t guess at answers. Don’t minimize your pain. Remember that the adjuster and nurse case manager work for the insurance company.
Mistake 5: Not Keeping Records
Keep copies of every form, letter, bill, and doctor’s note. Take notes after every appointment. Document your symptoms and limits. A good paper trail helps prove your case.
Mistake 6: Posting on Social Media
Insurers check social media. If you’re claiming you can’t work, don’t post photos of yard work, vacations, or anything that could be misinterpreted.
Mistake 7: Not Getting a Lawyer When Things Go Sideways
Some people try to go it alone even after the claim is denied or benefits stop. That’s when you’re most at risk. A lawyer can get things back on track before it’s too late.
Conclusion
These mistakes are easy to make. But once they happen, they’re hard to undo. Don’t risk your benefits. If you’re unsure, call us before things go wrong.
Call Eichelberger Law Firm at 601-202-9981.