When you’re hurt on the job in Mississippi, workers’ compensation is there to cover your medical bills and a portion of your lost wages. But what happens if someone other than your employer caused your injury?
This is where third-party liability comes into play.
What Is Third-Party Liability?
A third-party claim allows you to seek damages from someone outside your workplace who contributed to your injury. This is different from a workers’ comp claim and can provide additional compensation for:
Pain and suffering
Full wage loss (not just partial)
Other damages workers’ comp doesn’t cover
Examples include:
A delivery driver hit by a negligent motorist while working
A subcontractor’s unsafe practices causing injury at a construction site
Defective equipment from a manufacturer leading to an accident
Why It Matters
Workers’ comp alone often doesn’t make an injured worker whole. A third-party lawsuit can bridge that gap. But these cases are complex because they involve overlapping legal issues and deadlines.
At Eichelberger Law Firm, we know how to navigate both workers’ comp and third-party claims to maximize recovery for our clients. If you’ve been hurt at work and believe someone else may be to blame, call us at 601-202-9981 for a free consultation.